What does “independent” mean? Independent means that I have relationships/contracts with top companies that look at our clients’ needs and base the product offered on that need. Most companies are “captive” companies, meaning they tell their client to take this policy or leave it, forcing clients to believe that is the best policy they can get. Our goal is to place our clients with the best company in their area. This is why our motto is “Insurance Beyond Expectations”.  

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